What is the MassHealth penalty for a disqualifying transfer that occurs within the 5 year look back period?

MassHealth calculates the period ineligibility by dividing the total value of the disqualifying transfers by the average monthly cost of a private patient receiving nursing home case in Massachusetts at the time of the application, as determined by the agency. For example, if a community spouse gifted $150,000 to a child within the 5 year look back period and the average cost of nursing home care was $15,000 at that time, MassHealth would impose a 10 month period of ineligibility.